OUR FINANCING
NAPA EasyPay Financing
At Grooms Motors and Automotive, our priority is to make vehicle maintenance affordable for you. We’re pleased to provide specialized financing solutions through the NAPA Credit Card at our center in Holmes Beach, FL and nearby areas. This option is designed to help ease the financial burden of car care, ensuring your vehicle stays in top condition without straining your budget.
Special Financing Options
Enhance your vehicle's performance and longevity without facing an upfront financial strain. Utilizing your NAPA Credit Card for eligible purchases at participating outlets allows you to access flexible payment plans that align with your financial situation. This approach enables you to maintain your car in optimal condition while spreading the costs over time, making your auto care expenses more manageable.

Extend Your Warranty
The value of peace of mind is immeasurable, particularly concerning your vehicle's upkeep. The NAPA Credit Card offers a smart way to handle your auto maintenance costs while providing an additional advantage: an extended Peace of Mind Warranty. By using your NAPA Credit Card for service and repair transactions, your warranty is effortlessly enhanced to cover 36 months or 36,000 miles, ensuring extended protection and assurance for your transportation.
The Benefits of Being a Cardholder
Enjoy the Perks of NAPA Credit Card Membership
Embrace the numerous benefits that come with being a NAPA Credit Cardholder:
- Widespread Use: Your card is welcome at countless fuel stations nationwide and over 25,000 Synchrony Car Care locations.
- Exclusive Offers: Benefit from special discounts exclusive to cardholders, enhancing your savings and value.
- Zero Annual Fee:* Enjoy the perks without any annual fee, ensuring your budget remains intact.
- Flexible Payment Options: Tailor your expenditure with adaptable monthly payment plans that fit your financial lifestyle.
- Effortless Account Management: Stay in control of your finances with user-friendly online tools for managing your account efficiently.
The NAPA Credit Card empowers you with enhanced buying flexibility, allowing you to keep your vehicle in prime condition, thereby averting future automotive emergencies. Consider applying now to unlock the convenience and security of maintaining your vehicle effortlessly.
NAPA EasyPay Credit Card
Navigate the roads with assurance, secure in the knowledge that your vehicle maintenance is reinforced by the NAPA extended Peace of Mind Warranty. Opting to use your NAPA Credit Card for financing not only grants you the standard 24-month/24,000-mile warranty but also enhances this coverage to 36 months/36,000 miles. Possessing the NAPA Credit Card means you're equipped for worry-free national travel.
Interested in applying? Connect with us online to either manage your existing account or to sign up for a new NAPA Credit Card. Allow Grooms Motor and Automotive to assist in ensuring your vehicle performs excellently, all while you enjoy financial tranquility.
*Subject to credit approval. Minimum monthly payments required. See store for details.
**Gas purchases not eligible for promotional financing. Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S. & Puerto Rico
*** For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.


Synchrony Car Care
Enhance your automotive care experience in Holmes Beach, FL, with the Synchrony Car Care Card, your gateway to convenient and efficient vehicle maintenance. This card offers you the flexibility needed to handle auto maintenance and repair purchases of $199 or more with 6 Months Promotional Financing Available*, giving you the breathing space to manage your finances without compromising on quality service. The Synchrony Car Care Card is not just a payment method; it’s a lifeline for your vehicle, ensuring you can address necessary repairs promptly to avoid future issues. It's accepted at Grooms Motors & Automotive and additional locations nationwide, making it the perfect partner for all your automotive needs. Apply today and elevate your vehicle care regimen while enjoying special cardholder-only offers and the ease of online account management. Begin a smoother journey with your vehicle – APPLY TODAY and join the community of satisfied cardholders.
Affirm Financing
At Grooms Motors & Automotive, we understand that vehicle repairs can be unexpected and financially challenging. To support our customers, we're pleased to offer flexible financing options through Affirm, allowing you to get the services you need now and pay over time.
Key Benefits of Affirm Financing:
- Flexible Payment Plans: Choose the schedule that fits your budget with term options of 3, 6, or 12 months.
- Transparent Terms: Affirm provides clear, upfront terms with no hidden fees or surprises. You’ll know exactly what you owe from the start.
- Quick and Easy Application: Apply directly from your mobile device or in our shop. The process is simple, and you’ll receive a real-time decision.
- Checking Eligibility: Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
- No Late Fees or Penalties: Affirm does not charge late fees and there are no penalties for paying off your loan early.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR
See full terms at affirm.com/disclosures.
Klarna Financing
At Grooms Motors & Automotive in Holmes Beach, FL, we offer monthly financing options through Klarna, allowing you to pay for your purchase over time. Klarna provides a simple application process and an instant approval decision so you can choose a payment plan that fits your budget.
* Rate ranges from 0.00%–35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.
Sunbit Financing
Unexpected car repairs don’t have to strain your budget. Sunbit financing allows you to take care of important maintenance and repairs now and pay over time with flexible point-of-sale installment plans. Designed for everyday essential services, Sunbit offers high approval rates and uses a soft credit check during the application process — so applying won’t impact your credit score.
Most customers receive an instant decision at checkout and can choose from a range of payment term options to fit their needs. Applying is quick and simple, and typically requires a valid state-issued ID, a bank-issued debit card, an email address, and a down payment at the time of purchase. With no hidden fees and a smooth approval process, Sunbit helps you keep your vehicle safe and reliable while managing repair costs in a way that works for you.





